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Choosing tech for a family office isn’t just about features—it’s about fit. Smaller offices need modular, cost-effective systems with strong integration; larger ones require scalable platforms that support regulatory reporting and governance. The right solution balances control, flexibility, and stewardship. Fractyl Consulting can help you find it!

The challenge A mid-sized investment management firm engaged Fractyl Consulting to support a high-stakes Transaction Reporting submission under MiFID II. The task involved reconciling complex data across trading platforms, venues, jurisdictions, and counterparties—under intense time pressure and regulatory scrutiny. While the client’s internal compliance team possessed deep expertise, they lacked the capacity and specialist experience with OTC instruments to interpret the FCA

The FCA’s recent multi-firm review sends a clear warning: consolidation in UK financial advice and wealth management is amplifying conduct and financial risks. As firms scale, vulnerabilities emerge—particularly around debt, complex group structures, client conflicts, and governance. The regulator expects firms to benchmark their governance and risk frameworks immediately, with intensified supervisory scrutiny from 2026 onwards. Consolidators and firms—especially those at the

The Financial Conduct Authority’s (FCA) expanded use of Section 165 (s165) powers in 2024–2025 highlights why Boards should urgently add s165 readiness to their agenda—especially with the next regulatory episode on the horizon.  Section 165 allows the Financial Conduct Authority to request information and documents from firms to support its supervisory and enforcement functions. The FCA has increasingly utilized this power across various sectors to obtain information not capt

It's not often the FCA offers such a crowd-pulling headline, but August is a slow month and needs must. In this post we summarise the...

In our previous post, we examined the current asset allocation state, proposal for mandatory investment, cases both for and against, and...

In our previous post, we examined the root causes for UK Pensions low domestic equity allocation.  In this second post we examine the...

Recursive - a   Fractyl Consulting Analysis Part 1 of 3.  The UK pension landscape stands at a crossroads. With UK DB funds allocating...