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Succession in an owner‑managed firm is never just about handing over titles. It is about protecting clients, culture and legacy while the leadership baton changes hands – and that demands the right people, judgement and lived experience alongside well‑designed plans, robust financial modelling and clear communication.  For many UK financial services businesses built around a founder or small group of principals, the firm’s value is inseparable from their personal relationship

Choosing tech for a family office isn’t just about features—it’s about fit. Smaller offices need modular, cost-effective systems with strong integration; larger ones require scalable platforms that support regulatory reporting and governance. The right solution balances control, flexibility, and stewardship. Fractyl Consulting can help you find it!

The challenge A mid-sized investment management firm engaged Fractyl Consulting to support a high-stakes Transaction Reporting submission under MiFID II. The task involved reconciling complex data across trading platforms, venues, jurisdictions, and counterparties—under intense time pressure and regulatory scrutiny. While the client’s internal compliance team possessed deep expertise, they lacked the capacity and specialist experience with OTC instruments to interpret the FCA

The FCA’s recent multi-firm review sends a clear warning: consolidation in UK financial advice and wealth management is amplifying conduct and financial risks. As firms scale, vulnerabilities emerge—particularly around debt, complex group structures, client conflicts, and governance. The regulator expects firms to benchmark their governance and risk frameworks immediately, with intensified supervisory scrutiny from 2026 onwards. Consolidators and firms—especially those at the